For decades studies have shown that once you have enough money to pay your bills, save for an emergency, and still have enough to spend on a couple of luxuries and a good time, you can be happy. Everything beyond will only increase your happiness by very little.

Yet, studies also show, and this is more recent, everyone in America says they would feel more secure if they had 20% more. Those results were true for everyone, from those who just scrape by to those who have millions.

Money should just be a means to an end, and not the end in itself. Getting there is most of what life is about.