I don't know where you got your numbers, but

someone at the top 10% of net worth in USA in 2022 = $854,900"

You're not going to get any money from them. Someone in the top 2% has a net worth of about $2.5M

When you get to the top 1%, which includes everyone from there up, you can take some money. They have upwards of $11 M.

It shows how really out of balance things are.